It may sound impossible, but I promise you, its not. With some strategic saving (and spending), you can have $10,000 in your bank account by the end of the year.
Pay your debts
A great first step in saving is to pay down your debt a bit. You don’t have to pay it all off if you aren’t able, but pay it down enough so that creditors aren’t calling you non-stop.
Save your paper change
Get a one dollar or five dollar bill back when making a purchase? Stash your paper (non-coin) change in a piggy bank or small safe. It will add up in no time!
Courtesy of Dave Ramsey.